At LAD Credit, we care deeply about your privacy and are committed to protecting your personal information. This Privacy Policy explains what data we collect, how we use it, and what rights you have when you use our website.
We follow the guidelines of the California Consumer Privacy Act (CCPA) and General Data Protection Regulation (GDPR) to ensure your data is handled responsibly.
By using ladcredit.com, you agree to the terms in this Privacy Policy.
What Information We Collect
We collect two types of information:
a. Personal Information (Only If You Provide It)
This includes:
- Your name (if you contact us)
- Your email address (if you sign up for our newsletter)
- Any message or question you send to us
We do not collect personal information unless you choose to provide it.
b. Non-Personal Information (Automatically Collected)
Like most websites, we use cookies and tracking tools to collect:
- IP address
- Browser type and version
- Pages you visit on our site
- Time spent on each page
- Device type (desktop, mobile, etc.)
- Country or location (general, not specific)
This data helps us understand how visitors use the site so we can improve your experience.
How We Use Your Information
We use your data for the following purposes:
- To respond to your questions or messages
- To send you newsletters (only if you sign up)
- To improve website performance and content
- To analyze traffic and user behavior
- To serve relevant ads through Google AdSense
- To track affiliate link clicks and purchases (via trusted third-party programs)
We do not sell your personal information to anyone ever.
Cookies & Tracking Technologies
We use cookies to:
- Remember your preferences
- Track how you use our site (Google Analytics)
- Serve relevant ads (Google AdSense)
- Measure affiliate link performance
You can choose to turn off cookies in your browser at any time.
What Are Cookies?
Cookies are small text files stored on your device that help websites remember your actions and preferences.
Google AdSense & Advertising
We partner with Google AdSense to display ads. These ads may use cookies and web beacons to:
- Show ads based on your previous visits to our site or others
- Display ads tailored to your interests
Google may use the DoubleClick DART cookie, which allows it to serve ads based on your visit to ladcredit.com and other sites on the internet.
You can opt out of DART cookies by visiting:
Affiliate Disclosure
Some of the links on this site are affiliate links. If you click on a link and make a purchase or sign up, we may earn a commission at no extra cost to you.
We only recommend products and services we believe are helpful and trustworthy.
Data Protection
We take your privacy seriously and use:
- Secure hosting providers
- SSL encryption
- Trusted third-party tools for analytics and email marketing
We do not store sensitive information like credit card numbers.
Your Privacy Rights
If You’re a Resident of the U.S., UK, or EU:
You have the right to:
- Request a copy of the data we’ve collected
- Ask us to delete your data
- Opt out of data tracking tools
To exercise these rights, email us at:
Children’s Privacy (COPPA Compliance)
This site is not intended for children under 13 years old.
We do not knowingly collect or store information from anyone under 13.
If we discover that we have collected information from a child, we will delete it immediately.
Updates to This Policy
We may update this Privacy Policy from time to time. Any changes will be posted on this page with the updated effective date.
We encourage you to check this page occasionally to stay informed.
Contact Us
If you have any questions about this Privacy Policy or how your information is handled, please contact:
LAD Credit Support Team
📧 Email: [email protected]
Effective Date: July 17, 2025