6. Defensive Driving Course Discount
Completing an approved defensive driving or safe driver course, often available online in just a few hours, can earn a discount that in some cases lasts for several years. Many older drivers in particular qualify for this discount but never bother taking the course because they assume it would not make a meaningful difference.
Quick tip: Confirm the course is from an insurer-approved provider before paying for it, since not every online defensive driving course automatically qualifies for the discount.
7. Anti-Theft Device Discount
Vehicles equipped with an alarm system, GPS tracking device, or other anti-theft technology often qualify for a discount on the comprehensive portion of a policy. This applies both to factory-installed systems and aftermarket devices, so it is worth checking your car’s specifications and mentioning any installed security features directly to your insurer.
Quick tip: Keep a copy of the installation receipt or manufacturer specification sheet handy, since your insurer may require documentation to verify the device before applying the discount.