14 Common Auto Insurance Myths You Should Stop Believing

Myth 6: A Ticket in Another State Won’t Affect Your Insurance

Many drivers assume that a traffic violation received while traveling out of state stays contained to that state and never follows them home. In reality, most states share driving record information through interstate reporting systems, meaning a ticket received hundreds of miles from home can still show up on your driving record and affect your premium with your home state insurer.

The reality: Most states participate in an interstate compact that shares violation data across state lines, meaning a ticket picked up on a road trip can still show up on your home state driving record months later.