17 Mistakes First-Time Car Owners Make When Buying Insurance

4. Not Asking About Discounts Available to New or Young Drivers

Many insurers offer specific discounts aimed at students, new drivers, or young adults, including good student discounts and completion of driver’s education programs. First-time buyers frequently miss these because they assume discounts are only for experienced drivers with long track records.

Stacking several of these discounts together can sometimes offset a meaningful portion of the naturally higher premium that comes with being a new or young driver in the first place.

Quick tip: Ask specifically about good student discounts, driver’s education discounts, and any telematics program designed for new drivers, since these are frequently the most impactful discounts available to someone in your position.