6. Does This Policy Cover Rental Cars and Roadside Assistance?
Many drivers assume these extras are automatically included, only to discover otherwise during an actual emergency. Ask specifically whether your policy includes rental car reimbursement while your vehicle is being repaired after a covered claim, and whether roadside assistance for things like a flat tire, dead battery, or lockout is included or available as an add-on. Ask about any daily or total dollar limits on rental reimbursement as well, since these caps can sometimes run out before your repair is fully complete.
These features are often inexpensive to add but can save significant hassle and out of pocket cost during an already stressful situation.
If you travel frequently or rely on your car for essential daily needs like work or childcare, these add-ons are often worth the small additional cost simply for the peace of mind of not being stranded without transportation while your car is being repaired.